The Pursuit of Happiness Part 1: Can we change our Happiness?

We hold these truths to be self-evident, that all men are created equal  that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

Sweet Happiness…..  We have an unalienable right to pursue it in the United States, just as much as life, as written in the Declaration of Independence.

How are we to best pursue it? Continue reading “The Pursuit of Happiness Part 1: Can we change our Happiness?”

Our $35,000 Christmas gift to ourselves – the Donor Advised Fund

My wife and I were born into middle classes families that valued education, religion, saving money and trying to be good human beings.  We were born in one of the best societies humans have created, possibly at its peak.  We live in unprecedented luxury compared with our peers from even 1 century ago much less 3 or more.  We have 2 healthy kids and our parents are still alive.  We just cannot go on with all that good fortune without feeling like we won the human birth lottery.  We  as have more than our share of luck, so we decided to give some away. Continue reading “Our $35,000 Christmas gift to ourselves – the Donor Advised Fund”

The Lifestyle Deflation Paradox – Decrease your lifestyle to increase it.

There is a lot of talk about “lifestyle inflation” which is basically spending the extra money one makes as one gets more advanced in a career, gets a side hustle, inheritance, stock market gains, credit (terrible idea) or whatever. What about the opposite of lifestyle inflation? We voluntarily went through “lifestyle deflation” once we realized that we were spending our way to unhappiness. It’s not as bad as it seems and totally worth the short-term pain to get back on track. Continue reading “The Lifestyle Deflation Paradox – Decrease your lifestyle to increase it.”